@font-face{font-family:'Satoshi';font-weight:400;font-style:normal;font-display:swap;src:url('/assets/fonts/satoshi-400.woff2') format('woff2')}@font-face{font-family:'Satoshi';font-weight:500;font-style:normal;font-display:swap;src:url('/assets/fonts/satoshi-500.woff2') format('woff2')}@font-face{font-family:'Satoshi';font-weight:700;font-style:normal;font-display:swap;src:url('/assets/fonts/satoshi-700.woff2') format('woff2')}@font-face{font-family:'Satoshi';font-weight:900;font-style:normal;font-display:swap;src:url('/assets/fonts/satoshi-900.woff2') format('woff2')}
:root {
 --navy: #1a2744;
 --gold: #d4a843;
 --accent: #14213d;
 --accent-hover: #0c1326;
 --white: #ffffff;
 --off-white: #efebe2;
 --bg: #f6f4ef;
 --panel: #ffffff;
 --text: #283042;
 --muted: #5a6478;
 --light-muted: #8b93a3;
 --border: #e5e1d6;
 --green: #22c55e;
 --shadow-sm: 0 1px 2px rgba(20,33,61,.05);
 --shadow-md: 0 10px 30px rgba(20,33,61,.10);
 --shadow-lg: 0 24px 60px rgba(20,26,42,.16);
 --radius: 12px;
 --radius-lg: 20px;
}
* { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body {
 font-family: 'Satoshi', system-ui, -apple-system, 'Segoe UI', Roboto, Arial, sans-serif;
 background: var(--bg);
 color: var(--text);
 line-height: 1.6;
}
a { color: inherit; text-decoration: none; }
img { max-width: 100%; height: auto; display: block; }
.wrap { max-width: 1140px; margin: 0 auto; padding: 0 24px; }

/* TRUST BAR */
.trustBar {
 background: var(--navy); color: var(--white);
 padding: 10px 20px;
 display: flex; align-items: center; justify-content: center;
 gap: 28px; font-size: 13px; font-weight: 500;
}
.trustBar .liveDot {
 width: 8px; height: 8px; border-radius: 50%; background: var(--green);
 animation: pulse 1.5s ease-in-out infinite; flex-shrink: 0;
}
@keyframes pulse {
 0%,100% { box-shadow: 0 0 0 0 rgba(34,197,94,.5); }
 50% { box-shadow: 0 0 0 6px rgba(34,197,94,0); }
}
.trustBar .tbItems { display: flex; gap: 20px; align-items: center; flex-wrap: wrap; justify-content: center; }
.trustBar .tbItems span { display: flex; align-items: center; gap: 6px; font-size: 12px; letter-spacing: .3px; }
.trustBar .tbItems span::before {
 content: ''; width: 4px; height: 4px; border-radius: 50%; background: var(--gold); flex-shrink: 0;
}
.trustBar .tbItems span:first-child::before { display: none; }
.tbTime { color: rgba(255,255,255,.62); font-size: 11px; font-weight: 400; }
.tbCall {
  background: #c9a24a; color: #0c1326; padding: 6px 16px; border-radius: 6px;
 font-weight: 800; font-size: 12px; white-space: nowrap; transition: background .2s; letter-spacing: .3px;
}
.tbCall:hover { filter: brightness(1.06); }
.tbSocials { display: inline-flex; gap: 6px; align-items: center; }
.tbSocials a {
 display: inline-flex; width: 26px; height: 26px;
 align-items: center; justify-content: center; border-radius: 6px;
 background: rgba(255,255,255,.08); color: rgba(255,255,255,.85);
 transition: background .2s, color .2s;
}
.tbSocials a:hover { background: var(--accent); color: var(--navy); }

/* HEADER */
.header { background: rgba(250,249,246,.92); backdrop-filter: blur(14px); -webkit-backdrop-filter: blur(14px); border-bottom: 1px solid var(--border); padding: 16px 0; }
.headerInner { display: flex; align-items: center; justify-content: space-between; }
.logo { height: 96px; width: auto; }
.headerNav { display: flex; gap: 6px; align-items: center; }
.navDropdown { position: relative; }
.navBtn {
 padding: 9px 16px; border-radius: 8px; background: transparent;
 border: 1px solid var(--border); color: var(--text); font-weight: 600;
 cursor: pointer; font-size: 13px; transition: all .2s;
}
.navBtn:hover { border-color: var(--accent); color: var(--accent); }
.navBtn.active { background: rgba(201,162,74,.10); border-color: rgba(201,162,74,.4); color: var(--accent); }
.dropdownMenu {
 display: none; position: absolute; top: 100%; left: 0; min-width: 260px;
 background: var(--panel); border: 1px solid var(--border); border-radius: 12px;
 padding: 6px; box-shadow: var(--shadow-lg); z-index: 50; padding-top: 10px; margin-top: 0;
}
.dropdownMenu::before { content: ''; position: absolute; top: -8px; left: 0; right: 0; height: 8px; }
.navDropdown:hover .dropdownMenu { display: block; }
.dropdownMenu a {
 display: flex; align-items: center; gap: 10px; padding: 10px 14px;
 border-radius: 8px; font-size: 13px; transition: all .15s;
}
.dropdownMenu a:hover { background: var(--off-white); color: var(--accent); }
.headerActions { display: flex; gap: 8px; }
.btn {
 padding: 10px 20px; border-radius: 8px; border: 1px solid var(--border);
 background: #ffffff; color: var(--navy); font-weight: 700; cursor: pointer;
 display: inline-flex; align-items: center; gap: 8px; white-space: nowrap;
 transition: all .2s; font-size: 13px;
}
.btn:hover { border-color: var(--accent); color: var(--accent); }
.btn.primary { border: none; background: #14213d; color: #fff; font-weight: 800; }
.btn.primary:hover { background: var(--accent-hover); }

/* FOOTER */
footer { padding: 40px 0; text-align: center; font-size: 13px; color: var(--muted); border-top: 1px solid var(--border); }
footer a { color: var(--accent); }
footer a:hover { text-decoration: underline; }

/* STICKY DESKTOP CALL */
.stickyCallBtn {
 position: fixed; bottom: 20px; right: 20px; z-index: 90;
 background: #c9a24a; color: #0c1326; padding: 14px 24px;
 border-radius: 999px; font-weight: 800; font-size: 14px;
 box-shadow: var(--shadow-lg); transition: all .2s;
}
.stickyCallBtn:hover { background: var(--accent-hover); transform: scale(1.05); }

/* MOBILE STICKY CALL */
.mobileStickyCall { display: none; position: fixed; bottom: 0; left: 0; right: 0; z-index: 999;
 padding: 12px 16px; background: linear-gradient(135deg,#0f1117,#1a1d24);
 border-top: 2px solid var(--accent); box-shadow: 0 -8px 24px rgba(0,0,0,.3);
}
.mobileStickyCall a {
 display: flex; align-items: center; justify-content: center; gap: 10px;
 width: 100%; padding: 14px;
 background: linear-gradient(135deg,#c9a24a,#b0863a);
 color: #111; font-weight: 900; font-size: 17px; border-radius: 12px;
 text-decoration: none; box-shadow: 0 4px 12px rgba(201,162,74,.4);
}
.mobileStickyCall a:active { transform: scale(.98); }

@media (max-width: 900px) {
 .trustBar .tbItems { display: none; }
 .headerNav { display: none; }
}
@media (max-width: 600px) {
 .stickyCallBtn { bottom: 80px; right: 12px; padding: 12px 20px; font-size: 13px; }
 .logo { height: 72px !important; }
 .headerActions .btn:not(.primary) { display: none; }
 .headerActions .btn.primary { padding: 9px 14px; font-size: 12px; }
 .trustBar { gap: 12px; padding: 8px 14px; flex-wrap: wrap; }
 .tbSocials a { width: 24px; height: 24px; }
}
@media (max-width: 768px) { .mobileStickyCall { display: block; } body { padding-bottom: 80px; } }


.postShell { padding: 36px 0 60px; }
.backLink { display: inline-flex; align-items: center; gap: 6px; color: var(--muted); font-size: 13px; font-weight: 600; margin-bottom: 22px; padding: 6px 12px; border-radius: 8px; border: 1px solid var(--border); transition: all .2s; }
.backLink:hover { color: var(--accent); border-color: var(--accent); }
.postBody { background: var(--panel); border: 1px solid var(--border); border-radius: var(--radius-lg); padding: 56px clamp(24px,5vw,72px); box-shadow: var(--shadow-sm); max-width: 880px; margin: 0 auto; }
.postBody h1 { font-family: 'Satoshi',system-ui,-apple-system,sans-serif; font-weight: 700; font-size: clamp(30px, 4vw, 44px); line-height: 1.1; letter-spacing: .015em; margin-bottom: 22px; color: var(--text); }
.postBody h2 { font-size: clamp(22px, 2.6vw, 28px); margin: 40px 0 14px; color: var(--text); letter-spacing: -.01em; }
.postBody h3 { font-size: clamp(17px, 1.9vw, 20px); margin: 28px 0 10px; color: var(--text); }
.postBody p { font-size: 16px; line-height: 1.75; color: var(--text); margin-bottom: 16px; }
.postBody ul, .postBody ol { margin: 8px 0 18px 22px; }
.postBody li { font-size: 16px; line-height: 1.7; color: var(--text); margin-bottom: 8px; }
.postBody a { color: var(--accent); font-weight: 600; }
.postBody a:hover { text-decoration: underline; }
.postBody strong { color: var(--text); font-weight: 700; }
.postBody blockquote { border-left: 3px solid var(--accent); padding: 8px 16px; margin: 16px 0; color: var(--muted); font-style: italic; background: var(--off-white); border-radius: 0 8px 8px 0; }
.postBody hr { border: none; border-top: 1px solid var(--border); margin: 28px 0; }
.postBody img { border-radius: 12px; margin: 16px 0; }

.postCta { background: var(--navy); color: var(--white); border-radius: var(--radius-lg); padding: 44px 32px; text-align: center; margin: 36px auto 0; max-width: 880px; }
.postCta h3 { color: var(--white); font-size: 22px; margin-bottom: 8px; }
.postCta p { color: rgba(255,255,255,.7); font-size: 14px; margin-bottom: 20px; }
.postCta .btn.primary { font-size: 15px; padding: 13px 26px; }
.postCta .btn { margin: 0 4px; }

@media (max-width: 600px) { .postBody { padding: 28px 22px; } .postBody h1 { font-size: 26px; } }

/* ── Hero ribbon under trust bar ── */
.heroRibbon{background:linear-gradient(135deg,#0f1729 0%,#1a2744 50%,#0f1729 100%);color:#fff;padding:28px 0;position:relative;overflow:hidden}
.heroRibbon::before{content:"";position:absolute;inset:0;background:radial-gradient(600px 200px at 80% 0%,rgba(201,162,74,.22),transparent 70%);pointer-events:none}
.hrInner{max-width:1140px;margin:0 auto;padding:0 24px;display:flex;align-items:center;gap:22px;flex-wrap:wrap;justify-content:space-between;position:relative}
.hrLeft{display:flex;align-items:center;gap:18px;flex:1;min-width:280px}
.hrFace{width:78px;height:78px;border-radius:50%;border:3px solid var(--accent);object-fit:cover;flex-shrink:0;box-shadow:0 6px 18px rgba(0,0,0,.3)}
.hrText{flex:1}
.hrBadge{display:inline-block;background:rgba(201,162,74,.18);border:1px solid rgba(201,162,74,.4);color:#c9a24a;font-size:11px;font-weight:800;padding:3px 10px;border-radius:999px;letter-spacing:.5px;margin-bottom:6px}
.hrText h2{color:#fff;font-size:20px;font-weight:800;line-height:1.25;margin:0 0 4px}
.hrText p{color:rgba(255,255,255,.7);font-size:13px;margin:0;line-height:1.5}
.hrRight{display:flex;gap:10px;flex-wrap:wrap}
.hrBtn{padding:13px 20px;border-radius:10px;font-weight:800;font-size:14px;text-decoration:none;white-space:nowrap;display:inline-flex;align-items:center;gap:8px;transition:transform .15s,box-shadow .15s}
.hrBtnCall{background:linear-gradient(135deg,#c9a24a,#b0863a);color:#111;box-shadow:0 4px 14px rgba(201,162,74,.4)}
.hrBtnCall:hover{transform:translateY(-1px);box-shadow:0 6px 20px rgba(201,162,74,.5)}
.hrBtnSms{background:#178846;color:#fff}
.hrBtnSms:hover{transform:translateY(-1px);background:#1cb35a}
@media(max-width:680px){.hrInner{justify-content:center;text-align:center}.hrLeft{justify-content:center;flex-direction:column;text-align:center}.hrText h2{font-size:17px}.hrFace{width:64px;height:64px}}

/* ── In-this-guide jump nav ── */
.guideNav{max-width:880px;margin:24px auto 0;background:var(--off-white);border:1px solid var(--border);border-radius:14px;padding:18px 22px}
.guideNav h4{font-size:13px;text-transform:uppercase;letter-spacing:.8px;color:var(--muted);font-weight:800;margin:0 0 10px}
.guideNav ul{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:1fr 1fr;gap:6px 18px}
.guideNav a{font-size:14px;color:var(--text);font-weight:600;display:block;padding:4px 0;border-bottom:1px dashed transparent;transition:border-color .15s,color .15s}
.guideNav a:hover{color:var(--accent);border-bottom-color:var(--accent)}
.guideNav a::before{content:"→ ";color:var(--accent);font-weight:800}
@media(max-width:680px){.guideNav ul{grid-template-columns:1fr}}

/* ── Featured testimonial inside body ── */
.featTestimonial{background:linear-gradient(135deg,rgba(201,162,74,.08),var(--panel));border:2px solid var(--accent);border-radius:18px;padding:28px;margin:30px 0;position:relative}
.featTestimonial::before{content:"\201C";position:absolute;top:8px;left:18px;font-size:80px;color:var(--accent);opacity:.18;line-height:1;font-family:Georgia,serif}
.featTestimonial .ftStars{color:var(--accent);font-size:18px;letter-spacing:2px;margin-bottom:10px}
.featTestimonial blockquote{font-size:17px;line-height:1.6;color:var(--text);font-style:italic;margin:0 0 14px;position:relative;z-index:1}
.featTestimonial cite{font-style:normal;font-weight:800;color:var(--text);font-size:15px}
.featTestimonial .ftMeta{color:var(--muted);font-size:13px;margin-top:2px}
.featTestimonial .ftBadge{display:inline-block;background:#178846;color:#fff;font-size:11px;font-weight:800;padding:3px 9px;border-radius:6px;margin-left:10px;letter-spacing:.3px;vertical-align:middle}

/* ── SA savings card ── */
.savingsCard{background:linear-gradient(135deg,#0f1729,#1a2744);color:#fff;border-radius:18px;padding:32px 28px;margin:32px 0;text-align:center}
.savingsCard h3{color:#fff;font-size:22px;font-weight:800;margin:0 0 6px}
.savingsCard > p{color:rgba(255,255,255,.7);font-size:14px;margin:0 0 22px;line-height:1.5}
.savingsGrid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin:0 0 18px}
.savingsCell{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.12);border-radius:14px;padding:18px 12px;text-align:center}
.savingsCell .num{font-size:30px;font-weight:900;color:#c9a24a;margin:0;line-height:1}
.savingsCell .lab{color:rgba(255,255,255,.8);font-size:12px;margin-top:6px;line-height:1.3}
.savingsCell .vs{color:rgba(255,255,255,.4);font-size:10px;margin-top:4px;display:block}
.savingsCard .savFoot{color:rgba(255,255,255,.75);font-size:14px;line-height:1.5;margin:0;text-align:left}
.savingsCard .savFoot strong{color:#c9a24a}
@media(max-width:600px){.savingsGrid{grid-template-columns:1fr}}

/* ── Brand chip row ── */
.brandChips{display:flex;flex-wrap:wrap;gap:8px;justify-content:center;margin:20px 0 8px}
.brandChips span,.brandChips a{padding:6px 12px;background:rgba(20,33,61,.07);border-radius:999px;font-size:12px;font-weight:700;color:#33415e;text-decoration:none}

/* ── Mid CTA — navy version ── */
.midCtaNavy{background:linear-gradient(135deg,#0f1729,#1a2744);color:#fff;border-radius:18px;padding:28px;margin:30px 0;display:flex;align-items:center;gap:22px;flex-wrap:wrap;position:relative;overflow:hidden}
.midCtaNavy::before{content:"";position:absolute;inset:0;background:radial-gradient(400px 160px at 90% 0%,rgba(201,162,74,.18),transparent 70%);pointer-events:none}
.midCtaNavy img{width:74px;height:74px;border-radius:50%;border:3px solid var(--accent);object-fit:cover;flex-shrink:0;box-shadow:0 4px 14px rgba(0,0,0,.3);position:relative;z-index:1}
.midCtaNavy .mcText{flex:1;min-width:240px;position:relative;z-index:1}
.midCtaNavy .mcText h3{color:#fff !important;font-size:19px;font-weight:800;margin:0 0 6px !important}
.midCtaNavy .mcText p{color:rgba(255,255,255,.75) !important;font-size:14px;margin:0 !important;line-height:1.5}
.midCtaNavy .mcButtons{display:flex;gap:10px;flex-wrap:wrap;position:relative;z-index:1}
.midCtaNavy a.mcCall{background:linear-gradient(135deg,#c9a24a,#b0863a);color:#111 !important;padding:13px 22px;border-radius:10px;font-weight:800;text-decoration:none;font-size:14px;white-space:nowrap;box-shadow:0 4px 14px rgba(201,162,74,.35)}
.midCtaNavy a.mcSms{background:#178846;color:#fff !important;padding:13px 22px;border-radius:10px;font-weight:800;text-decoration:none;font-size:14px;white-space:nowrap}

/* ── Exit-intent popup ── */
.exitPopup{position:fixed;inset:0;background:rgba(0,0,0,.85);z-index:10002;display:none;align-items:center;justify-content:center;padding:20px;backdrop-filter:blur(8px)}
.exitPopup.show{display:flex;animation:fadeIn .3s ease}
@keyframes fadeIn{from{opacity:0}to{opacity:1}}
.exitInner{background:var(--panel-popup, #181d2b);border:1px solid rgba(255,255,255,.16);border-radius:18px;padding:36px;max-width:480px;width:100%;text-align:center;position:relative;animation:slideUp .35s ease}
@keyframes slideUp{from{transform:translateY(20px);opacity:0}to{transform:translateY(0);opacity:1}}
.exitInner h3{color:#fff;font-size:24px;margin:0 0 10px;color:var(--accent)}
.exitInner p{color:#9aa3b2;font-size:15px;color:var(--muted);margin:0 0 22px;line-height:1.5}
.exitClose{position:absolute;top:12px;right:12px;width:32px;height:32px;border-radius:50%;background:rgba(255,255,255,.08);color:#ccd2dd;border:none;font-size:18px;cursor:pointer}
.exitBtns{display:flex;gap:10px;flex-wrap:wrap;justify-content:center}
.exitBtns a{padding:13px 20px;border-radius:10px;font-weight:800;text-decoration:none;font-size:14px}
.exitBtns a.eCall{background:linear-gradient(135deg,var(--accent),#b0863a);color:#fff}
.exitBtns a.eSms{background:#178846;color:#fff}